On November 12, 2025, the Centre Club hosted an engaging breakfast featuring Ernie Garateix, CEO of Heritage Insurance Holdings, bringing together Tampa Bay’s business and community leaders for a morning of insight, conversation, and networking.

Ernie Garateix shared his expertise on the insurance industry in the Florida market, discussing trends, challenges, and opportunities unique to the region. Attendees gained valuable perspectives on navigating the Florida insurance landscape, including risk management considerations and strategies for staying ahead in a competitive market.

The breakfast also provided an excellent opportunity for meaningful networking. Local executives and professionals connected, exchanged ideas, and explored potential collaborations across industries. Elevate clients in attendance included Bob Henriquez, Hillsborough County Property Appraiser, Black Water Capital, TeamLogic IT, Hotel ORA and Private Residences, Shriners Children’s, and Tampa Housing Authority, reflecting the strong engagement of the Tampa business community.

The Centre Club breakfast offered a morning of learning, connection, and professional inspiration. Attendees left with practical insights, new relationships, and renewed motivation for navigating Florida’s evolving insurance landscape.