Cogent was able to extend its services to new, prospective clients through its experienced retail and commercial teams, including treasury management services and robust online/mobile banking to compete with larger banks.  Cogent offers a full spectrum of lending, depository property and treasury management services. Unique to a community bank its size they also offer private banking, residential lending, SBA, USDA and Specialty lending including asset-based lending.

“As a community bank, we’ve dedicated our products, services and experts to help people and businesses achieve success with ease,” says Wade Faircloth, Cogent Bank Hillsborough County market president. “Reaching $200 million in deposits is a demonstration of residents’ and business owners’ satisfaction with our innovative, forward-thinking technology and reliable client service.”

Wade Faircloth Hillsborough County market president

The company offers specialty divisions with innovative solutions including TassatPay for blockchain enabled companies along with cannabis banking.

“Cogent is the definition of tradition meeting contemporary,” says Jackie McIntosh, Cogent Bank Pinellas County market president. “Even with our technology growing and advancing, our commitments to the communities and clients we serve stay the same.”

Jackie McIntosh Pinellas County market president

Cogent has been serving businesses and residents of Hillsborough County since opening the Tampa banking center in 2019. The later expansion of a banking center in Pinellas County in Clearwater proved Cogent’s execution of being a financial institution based on innovation, growth and cutting-edge technology.